Loans

Because Different People
Have Different Needs.

Presenting a Wide Range of Loans
to Power Your Dreams

Loans

Product Name  Salient Features Our  Interest Rates

Housing Loans

Our Home Loan Scheme comprises a no. of tailormade defferent plans to suit the need of all types of customers. Our plans include Housing loan for purchase of new/old Houses and flats, loans for improvement/ repair of house, Take over of existing home loans from other banks/FIs, Home loan for extension of existing Houses,  and many others. We assure the most competitive interest rates connected with CIBIL score, prevailing in the banking indurstry.  CIBIL SCORE Preferred Secotor  Non- Preferred Secotor
 760 & Above 8.40% 8.55%
 >725 to<760 8.90% 9.05%
 >675<725 9.40% 9.55%

Car  Loans

Ride any vehicle of your choice and we will finance it at most suitable terms. Enjoy the rich benefits of  interest on daily reducing  balance. No premature penalty for early payment of loan. Repayment period 36 Months to 84 Months  CIBIL SCORE Preferred Secotor  Non- Preferred Secotor
  800 & Above     9.50%    9.75%
   760 to 799    9.65%     9.90%
   725 to 759   9.75% 10.00%
675 to 724    11.00%    11.50%

Personal Loan

Fulfill your dreams. Come with required papers, go with desired money as per your eligibility . We provide personal loans to  salaried class at most competitive interest rates  on suitable terms. We charge interest on daily reducing balance and DO NOT CHARGE any prepayment penalty.  CIBIL SCORE Preferred Secotor  Non- Preferred Secotor
  800 & Above 11.55%   13.55%
  760 to 799 12.55% 14.55%
  725 to 759 13.55% 15.55%
  675 to 724 14.55% 16.55%

Education Loan

Get higher education with our Education Loan Scheme. Education subsidy provided by Goverment of India under CSIS scheme is also available for eligible students as per norms , terms and conditions of GOI. Enjoy the concession of 1% in interest rate if interest is serviced during study period when repayment  holiday is specified for interest repayment under the scheme and regular repayment of EMI is made. GIRLS students will get 1.00% interest rebate. FOR STUDENTS OF PREMIER INSTITUTIONS eg. IIM Ahmedabad/Kolkata/Banglore/ XLRI we charge only 10% interest rate. Loan Amount Interest Rate
  Up to Rs. 7.50 Lacs     12.50%
More than Rs. 7.50 Lacs 11.50%
Loan Amount Interest Rate

Mudra Loan

Loans under PMMY available for SMEs without any Collateral securities up to Rs. 10.00 Lacs.Under Shishu category up to  Rs.0.50 Lacs. Under Kishor Category from > Rs. 0.50 Lacs up to Rs. 5.00 Lacs and under Tarun  Category from  > Rs.5.00 Lacs up to Rs. 10.00 Lacs
Up to Rs. 3.00 Lacs    9.50%
  >  Rs. 3.00 Lacs up tp Rs. 10.00 Lacs      10.50%
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